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Comparing Companies and Rates

As we've learned, New York auto insurance companies use tiering systems to determine your premium. Most companies look at similar factors, particularly your driving record. However, different companies weigh each of these factors differently. That's why it's so important to shop around. You want to find the company with the rating system that makes you come out on top. The easiest way to get quotes from several different companies at once is to go online. However, you can also use the services of an independent broker or agent, if you prefer talking to someone face-to-face.

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