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New York Motorcycle Insurance

If you ride a motorcycle, you have to have insurance, just as if you were driving a car. In fact, getting good motorcycle coverage is almost as important as wearing a helmet! For motorcycles, New York’s minimum requirements are bodily injury limits of $25,000 per person, $50,000/accident and property damage liability of $10,000 per accident. You also must carry Basic PIP, just as if you were driving an automobile. However, other coverages are available. For example, you can get comprehensive and collision coverage for your motorcycle, and Medical Payments coverage to cover your medical bills.

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