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Risks of Not Having Auto Insurance

Driving without insurance in New York is not smart. First, you could end being responsible for tens of thousands of dollars worth of medical bills and property damage if you get in an accident and it's your fault. Unless you have a lot of money and you don't mind the thought of wasting it, getting an auto insurance policy is the most sensible thing to do if you own a vehicle.

Secondly, if you are caught driving without insurance in New York, the criminal court system and the DMV will join forces to make you very, very sorry. Check out the penalties for driving without insurance:

  • Fine of $150-$1500.
  • Possible jail time of no more than 15 days.
  • License revoked for a year.
  • To reinstate your license, you will have to pay an additional civil penalty of $750.


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