Driving without insurance in New York is not smart. First, you could
end being responsible for tens of thousands of dollars worth of medical
bills and property damage if you get in an accident and it's your
fault. Unless you have a lot of money and you don't mind the thought of
wasting it, getting an auto insurance policy is the most sensible thing
to do if you own a vehicle.
Secondly, if you are caught driving without insurance in New York, the
criminal court system and the DMV will join forces to make you very,
very sorry. Check out the penalties for driving without insurance:
- Possible jail time of no more than 15 days.
- License revoked for a year.
- To reinstate your license, you will have to pay an additional civil
penalty of $750.