In New York, anyone with a valid driver's license can take a
defensive driving course to reduce the points against their license
once every 18 months. However, the DMV will only take points off of
your license if you have points there to begin with. If you have a
clean driving record, taking a New York defensive driving course can
save you money on your auto insurance premium, but it won't bring your
point balance with the DMV down below zero.
Taking a defensive driving class also won’t stop your license from
being suspended for reasons such as a DWI conviction or for getting
three speeding tickets in 18 months. Also, if the DMV has already taken
action to suspend or revoke your license for excessive driving points,
it’s too late to take the class to get it back. The bottom line? If you
have a ticket on your driving record, act now and take a defensive
driving class before it’s too late!