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How is Your Driving Record Used?

Your New York driving record is used by three different entities: the state of New York, employers and insurance companies. The state of New York is interested in promoting safe driving attitudes and practices. They use your driving record to keep track of the traffic tickets you receive and the points associated with each ticket. When it comes to New York driving points, imagine you are playing a game of golf. The fewer points, the better! If you get too many points, the DMV will punish you first by surcharging you. For example, if you get 6 or more points in an 18-month period, you'll have to pay the DMV $100 per year for the first 6 points, plus $25 per year for each additional point. Additionally, surcharges can be added to your license for specific violations that show up on your New York driving record, such as alcohol and drug-related convictions and refusing to take a chemical test. For these violations, the surcharge is $250/year. 

In some cases, your license can also be suspended based on your New York driving record. For example, if you have 11 points against your license, the DMV will move to suspend it. Taking a state-approved defensive driving class, such as the one we offer at Driving University, can remove 4 points from your point total so that you don’t have to worry about losing your license. However, there are other circumstances in which the DMV will suspend your license even if you take defensive driving, such as if you get 3 speeding tickets in 18 months or get busted driving under the influence. 

Your New York driving record can also affect your livelihood. If you drive for a living, or if you have a company car, your employer may review your New York driving record periodically. If your company feels that your record indicates you are an unsafe driver, they may choose to change your job duties or even terminate your employment. 

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