In order to protect your driving privileges, it’s important to keep
your New York driving record as clean as possible. Knowing what's on
your driving record can be a big help, too. You may remember getting a
ticket, but knowing the exact date it appeared on your New York driving
record can help you save money when you are shopping for car insurance.
Points and surcharges are taken off from your insurance on the renewal
after the point falls off of your New York driving record. They don’t
come off midterm. So, if you have a point that is almost off your
record, wait until it’s gone to shop around for coverage. This will
keep you from having the violation stuck on your policy for yet another
When do You need to get Your New York Driving Record?
Your New York driving record is an important document. The
information contained in your New York driving record determines the
amount you will pay for auto insurance, whether or not you will have to
pay surcharges to the state to keep your driving privileges, and
whether or not you will be able to get certain jobs. Read
What Information does the State keep on Your Driving Record?
Your New York driving record will show the following information. Read
Where to get a Driving Record
You can get a copy of your New York driving record directly from the
Department of Motor Vehicles. The DMV currently offers you the ability
to order your driving record in several different ways. No matter what
method you choose to order your driving record, there is a $10 “search
fee.” The search fee is non-refundable, so if you don’t give the DMV
all of the information they need to find your record, the search will
fail and you’ll have to pay the fee again. Read more...
How is Your Driving Record Used?
Your New York driving record is used by three different entities:
the state of New York, employers and insurance companies. The state of
New York is interested in promoting safe driving attitudes and
practices. They use your driving record to keep track of the traffic
tickets you receive and the points associated with each ticket. Read more...
How Defensive Driving affects your Driving Record
Once every 18 months, you may take a defensive driving course to
remove 4 points from your driving record. This can help prevent a
license suspension due to accumulating excessive driving points.
However, it will not remove any accidents or tickets from your driving
record. They’ll still show up on your driving record until New Year’s
Day on the fourth year after the conviction date. Read
Insurance Rates and Driving Records
One of the major determining factors for how much you pay for auto
insurance is your New York driving record. Insurance premiums are based
on how much of a risk your insurer believes you represent to them. Read more...
How much does it Cost to get a Copy of my Driving Record?
The cost to obtain a copy of your New York driving record is $10 if
you order online, through the mail or in person. If you order over the
phone, a $5.00 convenience fee will be added for a total price of $15.